Enforcement
The Fair Housing Act of 1968 prohibits housing discrimination based on protected characteristics. Despite these protections, discrimination and unfair housing practices continue to affect underserved communities.
Housing Equity raises awareness of fair housing laws, consumer rights, and available legal protections, particularly for families facing discrimination and predatory lending, including abusive Contract for Deed arrangements.
We encourage affected individuals to report suspected violations to appropriate enforcement authorities, including the U.S. Department of Housing and Urban Development (HUD), the Minnesota Department of Human Rights, and other relevant agencies.
Our role is to educate, advocate, and connect communities with appropriate resources, while government agencies and authorized legal institutions handle formal investigations and enforcement.
Enforcement Efforts
In 1968, the Fair Housing Act was passed into law making housing discrimination unlawful throughout the nation. Despite this legal protection and decades of work by Housing Equity and its members to educate and train persons and organizations, reinvest in communities, and advocate for policies that extend equity and equality in housing nationwide, housing discrimination persists.
Housing Equity’s enforcement efforts support its mission by engaging in activities to document and address unlawful housing discrimination throughout the country:
- Intake and referrals: Housing Equity receives allegations of discrimination and connects persons with local fair housing organizations and other resources for investigation and advocacy services. Housing Equity may also provide investigation and advocacy services. To report allegations, click here.
- Investigations: When Housing Equity has reason to believe fair housing laws are being violated, it conducts investigations to assess the situation. Investigations are often conducted in collaboration with local fair housing centers and may cover multiple states.
- Counteraction: In instances where Housing Equity identifies discrimination, Housing Equity diverts its resources to address documented discrimination through, for example, re-training, re-education campaigns, and outreach activities.
- Elimination and prevention: Housing Equity leverages fair housing laws to eliminate discrimination it has documented, prevent future discrimination, and provide relief to individuals and communities harmed by discrimination.
- Community reinvestment: Housing Equity seeks to reinvest in communities harmed by discrimination, and to make neighborhoods and persons whole. Read about Housing Equity’s inclusive communities program here.
- Amicus briefs: Housing Equity engages in amicus briefs to support the development of strong fair housing jurisprudence.
To learn more about a few of Housing Equity’s recent enforcement efforts, click on the links below.
Housing Equity and Redfin Agree to Settlement Which Greatly Expands Access to Real Estate Services in Communities of Color
Housing Equity announced a settlement agreement to resolve a fair housing lawsuit that will expand housing opportunities for consumers in communities of color in major cities throughout the United States. One of the nation’s largest real estate services companies, Redfin will change its minimum housing price policy, alter other practices, and pay $4 million to settle the suit brought against it by Housing Equity and nine other fair housing organizations.
Click below to learn more about this case.
Housing Equity Reaches Historic Settlement with Fannie Mae
Housing Equity and 20 fair housing organizations throughout the country reached a landmark $53 million agreement with Fannie Mae (formally known as the Federal National Mortgage Association). The settlement resolves the groups’ claims that Fannie Mae treated homes it owned in majority-Black and Latino communities unfavorably. The settlement will help rebuild and strengthen communities of color in 39 metropolitan areas.
Click below to learn more about this case.
Fair Housing Groups Settle Lawsuit with Facebook: Transforms Facebook’s Ad Platform Impacting Millions of Users
Housing Equity, Fair Housing Council of Greater San Antonio (FHCGSA), Fair Housing Justice Center of New York (FHJC), and Housing Opportunities Project for Excellence, Inc. of Miami (HOPE, Inc.), collectively the “Fair Housing Groups,” settled a historic lawsuit with Facebook that will drive unprecedented and sweeping changes across its advertising platform.
Click below to learn more about this case.
Bank of America Accused of Racial Discrimination in 30 U.S. Metropolitan Areas and 201 Cities
Housing Equity and nine local fair housing organizations filed an amended discrimination complaint against Bank of America (BoA). The complaint alleges illegal discrimination by BoA in African American and Latino neighborhoods in six additional cities. This new evidence of discriminatory treatment by BoA will be added to the federal Fair Housing Act complaint on file with the U.S. Department of Housing and Urban Development. Furthermore, Housing Equity and the nine fair housing organizations added new evidence to their existing claims. The six additional cities are: Columbus, OH; Gary, IN; Minneapolis, MN; Newark, NJ; Tampa, FL; and neighborhoods in suburban Detroit.
Click below to learn more about this case.
- Housing Equity and Other Fair Housing Groups Fight Bank of America’s Attempt to Toss Out Lawsuit Regarding Bank’s Poor Maintenance of Homes in Black and Latino Communities
- Civil Rights Organizations Accuse Bank of America of Housing Discrimination In 37 Metropolitan Areas
- Bank of America Accused of Racial Discrimination in 30 U.S. Metropolitan Areas and 201 Cities
Civil Rights Organizations Accuse Deutsche Bank, Ocwen Financial, and Altisource of Housing Discrimination in 30 Metropolitan Areas
Housing Equity, along with 19 fair housing organizations, allege that Deutsche Bank AG, Deutsche Bank National Trust, Deutsche Bank Trust Company Americas, Ocwen Financial Corporation, and Altisource Portfolio Solutions, Inc. fail to provide required routine maintenance on bank-owned homes in middle- and working-class African American and Latino neighborhoods, while Deutsche/Ocwen/Altisource consistently provide routine maintenance on similar bank-owned homes in white neighborhoods. Housing Equity and the other fair housing organizations originally filed an administrative complaint against just Deutsche Bank with the Department of Housing and Urban Development (HUD) on February 26, 2014, followed by an amended administrative complaint with HUD to include Ocwen and Altisource as respondents in the 30 metropolitan areas. In February 1, 2018, Housing Equity and the other fair housing organizations filed a housing discrimination lawsuit in federal district court in Chicago, IL against Deutsche Bank; Deutsche Bank National Trust; Deutsche Bank Trust Company Americas; Ocwen Financial Corp.; and Altisource Portfolio Solutions, Inc. Ocwen and Altisource.
Click below to learn more about this case.
- Federal Court Green-lights Fair Housing Discrimination Claims Against Major Financial Services Companies
- Deutsche Bank, Ocwen Financial, and Altisource Accused of Racial Discrimination in 30 U.S. Metro Areas
- Civil Rights Organizations Accuse Deutsche Bank, Ocwen Financial, and Altisource of Housing Discrimination in 30 Metropolitan Areas